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Wildfire Effect/
Challenge
Agency/
Organization
Program(s)Examples of recovery activies coveredActivation RequirementsKey Considerations Payment InformationTimelineMore Information on Eligibility, Administration, Etc.
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Damage to Agricultural LandUSDA FSAEmergency Conservation Program (ECP)- Debris removal
- Fence repair/restoration
- Land grading and leveling
- Restoring conservation structures (e.g. terraces, waterways)
A presidential declaration is not required, but FSA guidance deems land ineligble if it is “subject to frequent damage or susceptible to severe damage”. Initiation and approval of using ECP is ultimatley up to local FSA County Committees.ECP can only be used to restore land and property back to its original state, it cannot be used for making improvements beyond what already existed.

Generally, the program is meant for larger projects/disasters and requires a lot of paperwork and various other steps, so if an individual/entity can afford to fix something on their own, or is eligible for others programs, that may be recommended.

Producers cannot start any work before the environmental resource review is complete. This includes removing debris, repairing fences, and staging materials.
Cost-share assistance is avilable up to 75% of the cost of approved practices. Limited resource producers may be eligible for up to 90% cost-share. Each individual or legal entity is limited to $500,000 per disaster. Advanced payment of up to 25% of the expected cost-share is available. Applications are accepted following a natural disaster event. Producers should apply as soon as possible after the disaster occurs to ensure timely assistance.ECP Factsheet
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USDA NRCSEnvironmental Quality Incentives Program (EQIP)- Erosion abatement
- Invasives control
- Water quality
- Streambed restoration
EQIP is not technically a disaster recovery program, but can be used for recovery in the case of a natural disaster. No presidential declaration is required. Producers interested in using EQIP to help recover from wildfire should visit their local NRCS office. EQIP is a cost-share program. Payment rates for conservation practices are reviewed and set each fiscal year. Applications are accepted year-round. EQIP Factsheet
NRCS Disaster Recovery Factsheet
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SCCDisaster Assistance Program (DAP)- Fence repair
- Damaged equipment replacement
- Debris removal
- Compensation for crop losses
Activated by SCC for disasters that impact more than 30,000 acres or 20 farmers/ranchers resulting in losses above $100,000. Requests for activation are typically made by conservation districts on behalf of farmers and ranchers in their service area. Expenses submitted to other federal disaster relief programs are not eligible for reimbursement under DAP. Partial (usually, 75%) reimbursement for recovery actions. There is a $50,000 limit per landowner each fiscal year. Application deadlines are dependent on the disaster.DAP Guidelines
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LivestockUSDA FSALivestock Forage Disaster Program (LFP)- Compensation for grazing losses and feed replacementLFP is available when a fire occurs on federally managed rangeland that results in the prohibition of grazing or grazing losses. Livestock owners need to submit verifiable documentation of grazing losses.

Reminder: LFP only covers losses associated with fires that occur on federally managed rangeland, see ELAP for fires that occur on non-federally managed rangeland.
FSA pays 60% of set rates for different types of livestock based on the monthly cost of feed.
Applications must be submitted by March 1 following the calendar year in which the grazing loss occurred.LFP Factsheet
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Livestock Indemnity Program (LIP)- Compensation for animal mortality
- Compensation for livestock sold at a reduced price
LIP is avilable when livestock mortality occurs at a higher rate than expected due to an adverse weather event. Eligible adverse weather event means extreme or abnormal damaging weather that is not expected to occur during the loss period for which it occurred, which directly results in eligible livestock losses.Applicants must provide verifiable documentation of livestock deaths and the circumstances causing the losses. This may include veterinary records, purchase records, and other supporting documents.

Evidence must show that the livestock mortality was due directly to the disaster circumstance.

An individual or entity is ineligible for payment under LIP if the average adjusted gross income of the individual or entity exceeds $900,000.
Payments are calculated based on 75% of the fair market value of the livestock (as determined by the USDA Secretary of Agriculture) on the day before the death occurred. Specific rates are set for different categories of livestock.Applications must be submitted by March 1 following the calendar year in which the grazing loss occurred.LIP Factsheet
LIP Decision Tool
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Emergency Livestock Assistance Program (ELAP) - Compensation for grazing and feed lossesIn the occurance of an extreme or abnormal wildfire that results in agricultural losses not covered by other USDA prrograms, the FSA County Committees can approve the use of ELAP. Rangeland, feed, and grazing losses must have occured on non-federally managed rangeland. For losses on federal land, see LFP.

For grazing losses, the number of days grazing lost due to the wildfire is not to exceed 180 calendar days.

An individual or entity is ineligible for payment under LIP if the average adjusted gross income of the individual or entity exceeds $900,000.
Payment rates for grazing and feed losses are calculated based on several factors specific to each producer. For more detailed information, see the ELAP Livestock Disaster Assistance FactsheetThe deadline for filing Notice of Loss and Payment Requests is March 3rd after the program year (Jan. 1- Dec. 31) in which the loss occured. ELAP Livestock Disaster Assistance Factsheet
ELAP Program Factsheet
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USDA NRCSEnvironmental Quality Incentives Program (EQIP)- Emergency livestock mortaility management
- Restoring livestock infrastructure necessary for grazing management
EQIP is not technically a disaster recovery program, but can be used for recovery in the case of a natural disaster. No presidential declaration is required. Producers interested in using EQIP to help recover from wildfire should visit their local NRCS office. EQIP is a cost-share program. Payment rates for conservation practices are reviewed and set each fiscal year. Applications are accepted year-round. EQIP Factsheet
NRCS Disaster Recovery Factsheet
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SCCDisaster Assistance Program (DAP)- Replacing ruined feed and hayActivated by SCC for disasters that impact more than 30,000 acres or 20 farmers/ranchers resulting in losses above $100,000. Requests for activation are typically made by conservation districts on behalf of farmers and ranchers in their service area. Expenses submitted to other federal disaster relief programs are not eligible for reimbursement under DAP. Partial (usually, 75%) reimbursement for recovery actions. There is a $50,000 limit per landowner each fiscal year. Application deadlines are dependent on the disaster.DAP Guidelines
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Damage to Forest LandUSDA FSAEmergency Forest Restoration Program (EFRP)- Debris removal
- Tree planting
- Restoring roads and stream crossings
- Erosion control
- Disaster impact mitigation
- Other restoration practices
- Fencing
- Wildlife habitat restoration
Damage from a wildfire must significantly impair the land’s productivity or pose a threat to forest health. EFRP is activated by the USDA on a county-by-county basis. For non-industrial private forest (NIPF) lands (defined as is at least 120 feet wide, one acre in size, and at least 10% covered by live trees of any size.

Landowners cannot start any work before the environmental resource review is complete. This includes removing debris, repairing fences, and staging materials.
EFRP provides cost-share assistance of up to 75% of the cost of approved conservation practices. Limited to $500,000 per person or legal entity Applications are taken on a first-come, first-serve basis. For specific deadlines, landowners should visit their local FSA office.EFRP Factsheet
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USDA NRCSEnvironmental Quality Incentives Program (EQIP) - Erosion abatement
- Chipping
- Seeding
- Slash disposal
EQIP is not technically a disaster recovery program, but can be used for recovery in the case of a natural disaster. No presidential declaration is required.

Forest landowners will need a Forest Management Plan in order for NRCS to work on the land, but local NRCS offices can assist landowners in creating one if needed.
EQIP is a cost-share program. Payment rates for conservation practices are reviewed and set each fiscal year. Applications are accepted year-round. EQIP Factsheet
NRCS Disaster Recovery Factsheet
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Watershed ImpairmentUSDA NRCSEmergency Watershed Program (EWP)- Debris removal from streams, roads culverts, and bridges
- Protect eroded streambanks
- Repair drainage facilities
- Erosion abatement
- Repair levees
EWP does not require a disaster declaration by federal or state government officials for program assistance to begin. The NRCS State Conservationist can declare a local watershed emergency and initiate EWP program assistance in cooperation with an eligible sponsor.Funds must be used within 18 months

Funding is aquired through a sponsor (city, tribe, conservation district, etc.), then it is delieverd to individuals

Funding cannot be used retroactively for activities completed prior to a cooperative agreement being signed between the sponsor and NRCS.

For further protect requirements and eligibility, visit the EWP Webpage
NRCS will cover 75% of costs of eligible projects. Sponsors must submit a formal request for assistance within 60 days of the disaster occurrence, or 60 days from the date when access to the sites becomes available.EWP Factsheet
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Damage to Residence and BelongingsFEMAIndividuals and Households Program (IHP)- temporary housing
- home repair or replacement
- hazard mitigation
Only activated with a presidential declaration. IHP assistance is not a substitute for insurance and cannot compensate for all losses caused by a disaster. The assistance is intended to meet your basic needs and supplement disaster recovery efforts, speficially those un-insured or underinsured.

For more detailed information on available resources and eligibility visit the FEMA website.
Funds are sent directly to survivors. Most funds are not subject to a financial maximum that changes each year, except for: Home Repair or Replacement Assistance and Other Needs AssistanceDeadlines for applications change depending on the disaster. You should apply online as soon as you can. IHP Factsheet
Recovery Process Information
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SBAPhysical Damage Loans (Home and Personal Property)- home repair
- personal property replacement
A presidential or an agency declaration will activate SBA funds. Collateral will be required for loans over a certain amount. Homeowners may borrow up to $500,000 for repairs to their primary residence.

Renters and homeowners may borrow up to $100,000 to repair or replace personal property.
Deadlines for applications change depending on the disaster. You should apply online as soon as you can. Home and personal property loans webpage
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Economic LossSBAEconomic Injury Disaster Loans (EIDL)- loans for small businesses, private nonprofits, and small agricultural collectives to cover expenses such as health care benefits, rent, ultilies, etc.A presidential or an agency declaration will activate SBA funds. EIDL assistance is available only to small businesses when SBA determines they are unable to obtain credit elsewhere.

Collateral will be required for loans over a certain amount.
Maximum loan amount is $2 million when combined with a business physical damage loanDeadlines for applications change depending on the disaster. You should apply online as soon as you can. EIDL Information
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Physical Damage Loans (Business)- loans for businesses of any size and most private nonprofits to repair a business damaged in a disaster
- includes repair of: machinery, equipment, real property, inventory, and more
A presidential or an agency declaration will activate SBA funds. Covers disaster losses not fully covered by insurance or other sources.

Collateral will be required for loans over a certain amount.
Maximum loan amount is $2 million when combined with a EIDLDeadlines for applications change depending on the disaster. You should apply online as soon as you can. Business physical disaster loan webpage
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FSAEmergency Farm Loans - restore or replace essential property
- cover production costs
- pay essential family living expenses
- refinance debts
A presidential declaration or a declaration by the Secretary of Agriculture makes emergency loans available to producers in the designated county and all contiguous counties. A declaration by an FSA Administrator makes emergency loans available for only physical losses. Applicants must demonstrate an inability to obtain sufficient credit from other sources to cover their disaster-related needs.

Emergency loan interest rates are set by the FSA and are typically lower than conventional loan rates.

Repayment terms vary according to the loan purpose and the applicant's ability to repay.

All emergency loans must be fully collateralized.
The maximum loan amount is up to 100% of actual production or physical losses, with a cap of $500,000.

Applications must be submitted within eight months after the disaster designation date.Emergency Loan Factsheet

Current Loan Interest Rates
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Public and Community InfrastructureFEMAPublic Assistance- grants to repair buildings, public works system, equipment or natural feature
- debris removal
Only activated with a presidential declaration. An applicant must be a state, territory, tribe, local government or private nonprofit organization.The federal share of assistance is 75%After a disaster is declared, applications can be submitted on FEMA's Grant Portal. Deadlines depend on the disaster.Public Assistance Information
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FEMACommunity Disaster Loans- funding to operate essential community services such as: revenue collection, police and fire response, trash collection, and utilities maintenanceOnly activated with a presidential declaration. An applicant must be a state, territory, tribe, local government or private nonprofit organization that experienced a revenue loss greater than or equal to 5% or will have a sustained revenue loss that affects the current or next fiscal year.The loan amount will not exceed 25% of your local government’s annual operating budget for the fiscal year. The maximum amount is $5,000,000.There is a Loan Open Applicated Period depending on the disaster occurance that the application must be completed within. Community Disaster Loan Factsheet
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